Privacy Policy


Purpose of the Notice

Title V of the Gamm-Leach-Biley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of innformation that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of PB Services Inc., Real Estate. We may collect nonpublic personal information about you from the following sources:

1) Information we receive from you such as on applications or other forms.
2) Information about your transactions we secure from our files, or from (our affiliates or) others.
3) Information we receive from a consumer-reporting agency.
4) Information that we receive from others involved in your transaction.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.

We may disclose any of the above information that we collect about our customer or former customers to our affiliated or to nonaffiliated third parties as permitted by law.

We may disclose this information about our customers or former customers to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

1) Financial service providers such as companies engaged in banking, consumer finances, securities, and insurance.
2) Non-financial companies such as envelope stuffers and other fulfillment service providers.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECFICALLY PERMITTED BY LAW. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with regulation to guard your nonpublic personal information. We appreciate this opportunity to be of service to you.